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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,996 | $110,307+55.0% | $96,576+77.1% | $139,456+22.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 24.50% | 26.40%-1.9pp | 25.87%-1.4pp | 373.45%-348.9pp |
| Employer contribution / active EE | $18,100 | $3,619+400.1% | $2,965+510.4% | $4,753+280.8% |
| Participant deferral / active EE | $16,595 | $5,547+199.1% | $4,851+242.1% | $6,711+147.3% |
| Admin fee / account holder | $32,530 | $11,597+180.5% | $8,253+294.2% | $11,407+185.2% |