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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,390 | $92,219-66.0% | $76,766-59.1% | $135,382-76.8% |
| Participation rate | 33.3% | 79.8%-46.4pp | 77.0%-43.6pp | 82.6%-49.3pp |
| Annual return | -3.36% | 5.46%-8.8pp | 2.43%-5.8pp | 519.77%-523.1pp |
| Employer contribution / active EE | $1,040 | $3,216-67.7% | $2,485-58.2% | $4,779-78.2% |
| Participant deferral / active EE | $2,958 | $4,508-34.4% | $3,851-23.2% | $5,609-47.3% |
| Admin fee / account holder | $12,530 | $10,749+16.6% | $6,675+87.7% | $10,829+15.7% |