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| Provider | Service type | Compensation |
|---|---|---|
MORNINGSTAR6+ years Service code 26 · EIN 36-3297908 | Advisory (Participants) | $31,078 |
UBS FINANCIAL SERVICES INC6+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 99 · EIN 13-2638166 | Other Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,930 | $82,093+10.8% | $379,746-76.1% | $73,415+23.9% |
| Participation rate | 97.7% | 76.8%+20.9pp | 78.4%+19.3pp | 72.2%+25.6pp |
| Annual return | 19.93% | 18.89%+1.0pp | 34.90%-15.0pp | 59.30%-39.4pp |
| Employer contribution / active EE | $7,995 | $2,847+180.8% | $3,540+125.9% | $2,234+257.9% |
| Participant deferral / active EE | $9,654 | $4,697+105.5% | $6,024+60.3% | $3,806+153.7% |
| Admin fee / account holder | $320 | $128+150.3% | $7,927-96.0% | $158+102.4% |