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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,351 | $167,362-78.9% | $143,799-75.4% | $134,532-73.7% |
| Participation rate | 63.6% | 84.8%-21.2pp | 80.3%-16.7pp | 81.2%-17.6pp |
| Annual return | -18.34% | 0.47%-18.8pp | -0.04%-18.3pp | 418.27%-436.6pp |
| Employer contribution / active EE | $2,559 | $5,620-54.5% | $4,952-48.3% | $4,741-46.0% |
| Participant deferral / active EE | $5,925 | $6,447-8.1% | $5,638+5.1% | $6,401-7.4% |
| Admin fee / account holder | $238 | $18,094-98.7% | $14,677-98.4% | $11,429-97.9% |