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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,635 | $118,869-75.1% | $96,575-69.3% | $167,518-82.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 0.00% | 50.49%-50.5pp | 37.79%-37.8pp | 478.71%-478.7pp |
| Employer contribution / active EE | $2,754 | $3,120-11.7% | $2,357+16.8% | $4,838-43.1% |
| Participant deferral / active EE | $6,963 | $4,616+50.8% | $3,849+80.9% | $6,342+9.8% |
| Admin fee / account holder | $2,522 | $8,067-68.7% | $6,182-59.2% | $12,312-79.5% |