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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,242 | $82,678-45.3% | $125,391-63.9% | $68,490-33.9% |
| Participation rate | 69.0% | 75.1%-6.0pp | 82.4%-13.4pp | 67.9%+1.1pp |
| Annual return | -13.03% | -5.97%-7.1pp | 572.41%-585.4pp | -7.85%-5.2pp |
| Employer contribution / active EE | $3,571 | $3,382+5.6% | $4,816-25.8% | $2,597+37.5% |
| Participant deferral / active EE | $8,473 | $6,111+38.6% | $7,448+13.8% | $4,028+110.4% |
| Admin fee / account holder | $3,673 | $6,277-41.5% | $10,009-63.3% | $5,403-32.0% |