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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,775 | $105,200-60.3% | $159,474-73.8% | $85,847-51.3% |
| Participation rate | 67.6% | 75.8%-8.1pp | 82.8%-15.2pp | 69.3%-1.7pp |
| Annual return | 45.94% | 45.08%+0.9pp | 263.68%-217.7pp | 318.61%-272.7pp |
| Employer contribution / active EE | $2,692 | $3,319-18.9% | $4,831-44.3% | $2,565+4.9% |
| Participant deferral / active EE | $6,686 | $5,946+12.5% | $7,353-9.1% | $3,952+69.2% |
| Admin fee / account holder | $1,752 | $6,934-74.7% | $10,802-83.8% | $6,261-72.0% |