Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,909 | $52,519-90.7% | $155,789-96.8% | $59,633-91.8% |
| Participation rate | 28.1% | 61.7%-33.6pp | 76.1%-48.0pp | 68.7%-40.5pp |
| Annual return | -2.71% | 53.51%-56.2pp | 71.54%-74.2pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $274 | $1,589-82.8% | $3,839-92.9% | $2,203-87.6% |
| Participant deferral / active EE | $621 | $3,084-79.9% | $4,798-87.1% | $3,192-80.5% |
| Admin fee / account holder | $356 | $3,540-89.9% | $7,477-95.2% | $4,297-91.7% |