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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,189 | $76,834+62.9% | $108,359+15.5% | $87,485+43.1% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 20.88% | 19.09%+1.8pp | 36.89%-16.0pp | 26.06%-5.2pp |
| Employer contribution / active EE | $3,246 | $1,556+108.6% | $2,399+35.3% | $2,596+25.0% |
| Participant deferral / active EE | $6,556 | $3,100+111.5% | $4,137+58.5% | $4,274+53.4% |
| Admin fee / account holder | $1,038 | $6,537-84.1% | $9,741-89.3% | $7,775-86.7% |