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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,189 | $74,535+68.0% | $100,712+24.3% | $82,637+51.5% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 20.88% | 18.92%+2.0pp | 33.27%-12.4pp | 53.51%-32.6pp |
| Employer contribution / active EE | $3,246 | $1,503+116.0% | $2,313+40.4% | $2,552+27.2% |
| Participant deferral / active EE | $6,556 | $3,074+113.3% | $4,085+60.5% | $4,126+58.9% |
| Admin fee / account holder | $1,038 | $6,576-84.2% | $9,256-88.8% | $7,339-85.9% |