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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,539 | $183,592-82.3% | $155,574-79.1% | $145,877-77.7% |
| Participation rate | 93.8% | 82.7%+11.1pp | 78.2%+15.5pp | 80.3%+13.4pp |
| Annual return | 13.18% | 61.37%-48.2pp | 64.87%-51.7pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,870 | $5,317-64.8% | $4,676-60.0% | $4,663-59.9% |
| Participant deferral / active EE | $4,041 | $6,466-37.5% | $5,629-28.2% | $6,691-39.6% |
| Admin fee / account holder | $5,241 | $19,316-72.9% | $15,914-67.1% | $13,402-60.9% |