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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,097 | $167,353-88.0% | $143,797-86.0% | $134,545-85.1% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -16.24% | 0.48%-16.7pp | -0.04%-16.2pp | 418.37%-434.6pp |
| Employer contribution / active EE | $1,257 | $5,620-77.6% | $4,952-74.6% | $4,742-73.5% |
| Participant deferral / active EE | $3,214 | $6,447-50.1% | $5,638-43.0% | $6,401-49.8% |
| Admin fee / account holder | $928 | $18,096-94.9% | $14,679-93.7% | $11,431-91.9% |