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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,050 | $148,623-93.9% | $135,974-93.3% | $139,466-93.5% |
| Participation rate | 95.7% | 83.9%+11.8pp | 81.9%+13.7pp | 80.3%+15.3pp |
| Annual return | 20.26% | 79.30%-59.0pp | 68.30%-48.0pp | 373.66%-353.4pp |
| Employer contribution / active EE | $1,173 | $5,246-77.6% | $4,859-75.9% | $4,754-75.3% |
| Participant deferral / active EE | $2,618 | $8,103-67.7% | $7,760-66.3% | $6,712-61.0% |
| Admin fee / account holder | $340 | $12,406-97.3% | $10,767-96.8% | $11,409-97.0% |