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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,718 | $217,427+11.2% | $185,837+30.1% | $167,518+44.3% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 20.69% | 148.39%-127.7pp | 122.08%-101.4pp | 478.71%-458.0pp |
| Employer contribution / active EE | $9,323 | $5,874+58.7% | $5,168+80.4% | $4,838+92.7% |
| Participant deferral / active EE | $3,900 | $6,357-38.7% | $5,568-30.0% | $6,342-38.5% |
| Admin fee / account holder | $389 | $19,816-98.0% | $16,241-97.6% | $12,312-96.8% |