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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,696 | $175,231-28.8% | $149,696-16.7% | $139,466-10.6% |
| Participation rate | 55.6% | 83.4%-27.8pp | 78.8%-23.2pp | 80.3%-24.8pp |
| Annual return | 12.98% | 166.77%-153.8pp | 134.46%-121.5pp | 373.66%-360.7pp |
| Employer contribution / active EE | $1,988 | $5,478-63.7% | $4,821-58.8% | $4,754-58.2% |
| Participant deferral / active EE | $8,139 | $6,521+24.8% | $5,682+43.2% | $6,712+21.3% |
| Admin fee / account holder | $63,230 | $16,155+291.4% | $13,212+378.6% | $11,409+454.2% |