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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,877 | $202,342-50.1% | $172,753-41.6% | $152,909-34.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.95% | 1029.88%-1008.9pp | 803.00%-782.1pp | 345.46%-324.5pp |
| Employer contribution / active EE | $2,674 | $5,857-54.3% | $5,144-48.0% | $4,764-43.9% |
| Participant deferral / active EE | $14,914 | $5,948+150.7% | $5,198+186.9% | $5,851+154.9% |
| Admin fee / account holder | $3,926 | $17,112-77.1% | $13,956-71.9% | $11,601-66.2% |