Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,245 | $49,199-67.0% | $121,204-86.6% | $75,173-78.4% |
| Participation rate | 37.1% | 55.4%-18.3pp | 69.5%-32.4pp | 67.2%-30.1pp |
| Annual return | 11.74% | 56.04%-44.3pp | 987.18%-975.4pp | 160.72%-149.0pp |
| Employer contribution / active EE | $0 | $1,547-100.0% | $4,170-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $1,337 | $2,630-49.2% | $4,083-67.3% | $4,126-67.6% |
| Admin fee / account holder | $4,459 | $3,946+13.0% | $5,651-21.1% | $5,651-21.1% |