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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,205 | $107,666-60.8% | $102,184-58.7% | $154,746-72.7% |
| Participation rate | 81.8% | 83.7%-1.9pp | 82.6%-0.8pp | 80.7%+1.1pp |
| Annual return | 19.27% | 29.33%-10.1pp | 31.58%-12.3pp | 172.34%-153.1pp |
| Employer contribution / active EE | $2,684 | $3,846-30.2% | $3,594-25.3% | $4,379-38.7% |
| Participant deferral / active EE | $6,220 | $8,719-28.7% | $8,309-25.1% | $6,730-7.6% |
| Admin fee / account holder | $1,366 | $12,943-89.4% | $11,609-88.2% | $14,365-90.5% |