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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,062 | $108,897-76.1% | $100,378-74.0% | $145,877-82.1% |
| Participation rate | 88.9% | 83.0%+5.9pp | 81.5%+7.4pp | 80.3%+8.6pp |
| Annual return | 30.55% | 58.17%-27.6pp | 49.41%-18.9pp | 551.28%-520.7pp |
| Employer contribution / active EE | $2,313 | $4,420-47.7% | $3,942-41.3% | $4,663-50.4% |
| Participant deferral / active EE | $6,604 | $8,455-21.9% | $8,087-18.3% | $6,691-1.3% |
| Admin fee / account holder | $510 | $9,690-94.7% | $7,899-93.5% | $13,402-96.2% |