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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,205 | $100,970-58.2% | $96,576-56.3% | $137,256-69.3% |
| Participation rate | 81.8% | 82.6%-0.8pp | 81.4%+0.4pp | 80.0%+1.9pp |
| Annual return | 19.27% | 38.16%-18.9pp | 38.47%-19.2pp | 220.34%-201.1pp |
| Employer contribution / active EE | $2,684 | $3,809-29.5% | $3,553-24.4% | $4,156-35.4% |
| Participant deferral / active EE | $6,220 | $8,286-24.9% | $7,956-21.8% | $6,407-2.9% |
| Admin fee / account holder | $1,366 | $11,312-87.9% | $11,381-88.0% | $12,270-88.9% |