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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,467 | $96,419-79.8% | $80,648-75.9% | $139,487-86.0% |
| Participation rate | 71.4% | 73.6%-2.2pp | 67.0%+4.4pp | 80.3%-8.9pp |
| Annual return | 14.11% | 1352.86%-1338.7pp | 937.21%-923.1pp | 373.84%-359.7pp |
| Employer contribution / active EE | $606 | $3,261-81.4% | $2,724-77.8% | $4,755-87.3% |
| Participant deferral / active EE | $1,543 | $5,225-70.5% | $4,443-65.3% | $6,713-77.0% |
| Admin fee / account holder | $304 | $6,605-95.4% | $5,382-94.4% | $11,407-97.3% |