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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,863 | $93,124-84.0% | $77,100-80.7% | $134,545-89.0% |
| Participation rate | 83.3% | 74.5%+8.8pp | 67.9%+15.4pp | 81.2%+2.1pp |
| Annual return | -44.40% | 62.68%-107.1pp | 42.35%-86.8pp | 418.37%-462.8pp |
| Employer contribution / active EE | $577 | $3,421-83.1% | $2,815-79.5% | $4,742-87.8% |
| Participant deferral / active EE | $1,575 | $5,242-70.0% | $4,430-64.4% | $6,401-75.4% |
| Admin fee / account holder | $1,395 | $6,970-80.0% | $5,443-74.4% | $11,431-87.8% |