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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,202 | $150,447+73.0% | $136,298+90.9% | $147,586+76.3% |
| Participation rate | 90.9% | 84.4%+6.5pp | 81.9%+9.0pp | 82.8%+8.1pp |
| Annual return | 21.50% | 1049.15%-1027.6pp | 5156.27%-5134.8pp | 578.59%-557.1pp |
| Employer contribution / active EE | $2,939 | $5,256-44.1% | $4,696-37.4% | $4,876-39.7% |
| Participant deferral / active EE | $10,822 | $6,631+63.2% | $6,247+73.2% | $5,439+99.0% |
| Admin fee / account holder | $2,827 | $10,906-74.1% | $9,244-69.4% | $10,886-74.0% |