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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,642 | $102,663+5.8% | $86,216+26.0% | $139,466-22.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 17.74% | 1924.52%-1906.8pp | 1169.42%-1151.7pp | 373.66%-355.9pp |
| Employer contribution / active EE | $12,262 | $3,035+304.1% | $2,382+414.9% | $4,754+157.9% |
| Participant deferral / active EE | $8,309 | $4,677+77.6% | $3,986+108.4% | $6,712+23.8% |
| Admin fee / account holder | $2,568 | $8,663-70.4% | $6,853-62.5% | $11,409-77.5% |