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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,834 | $118,869-16.0% | $96,575+3.4% | $167,518-40.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 12.27% | 50.49%-38.2pp | 37.79%-25.5pp | 478.71%-466.4pp |
| Employer contribution / active EE | $12,008 | $3,120+284.8% | $2,357+409.5% | $4,838+148.2% |
| Participant deferral / active EE | $8,240 | $4,616+78.5% | $3,849+114.1% | $6,342+29.9% |
| Admin fee / account holder | $631 | $8,067-92.2% | $6,182-89.8% | $12,312-94.9% |