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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,906 | $99,053-92.0% | $88,179-91.0% | $138,895-94.3% |
| Participation rate | 88.2% | 74.2%+14.0pp | 69.1%+19.1pp | 79.9%+8.3pp |
| Annual return | 24.86% | 78.17%-53.3pp | 64.97%-40.1pp | 145.39%-120.5pp |
| Employer contribution / active EE | $2,965 | $2,882+2.9% | $2,549+16.3% | $4,194-29.3% |
| Participant deferral / active EE | $4,078 | $5,225-22.0% | $4,614-11.6% | $6,396-36.2% |
| Admin fee / account holder | $807 | $8,748-90.8% | $7,673-89.5% | $12,562-93.6% |