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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,806 | $228,352+40.5% | $185,827+72.6% | $158,950+101.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 13.08% | 40.81%-27.7pp | 35.96%-22.9pp | 302.91%-289.8pp |
| Employer contribution / active EE | $3,795 | $4,967-23.6% | $4,087-7.1% | $4,762-20.3% |
| Participant deferral / active EE | $18,874 | $6,416+194.2% | $5,633+235.1% | $5,983+215.5% |
| Admin fee / account holder | $6,122 | $11,867-48.4% | $9,502-35.6% | $11,248-45.6% |