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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,865 | $77,816-70.6% | $123,552-81.5% | $64,173-64.4% |
| Participation rate | 66.7% | 74.7%-8.0pp | 82.3%-15.6pp | 69.6%-2.9pp |
| Annual return | -1.08% | 12.49%-13.6pp | 119.20%-120.3pp | 7.63%-8.7pp |
| Employer contribution / active EE | $1,438 | $3,014-52.3% | $4,628-68.9% | $2,381-39.6% |
| Participant deferral / active EE | $5,373 | $5,240+2.5% | $6,426-16.4% | $3,470+54.9% |
| Admin fee / account holder | $1,874 | $5,519-66.0% | $9,285-79.8% | $4,887-61.7% |