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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,487 | $72,177-86.9% | $115,038-91.8% | $59,633-84.1% |
| Participation rate | 59.3% | 72.6%-13.3pp | 81.4%-22.1pp | 68.7%-9.4pp |
| Annual return | -4.08% | 12.02%-16.1pp | 26.14%-30.2pp | 2041.45%-2045.5pp |
| Employer contribution / active EE | $1,115 | $2,841-60.7% | $4,608-75.8% | $2,203-49.4% |
| Participant deferral / active EE | $2,705 | $4,783-43.4% | $6,026-55.1% | $3,192-15.2% |
| Admin fee / account holder | $54 | $4,927-98.9% | $8,175-99.3% | $4,297-98.7% |