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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,650 | $76,519-9.0% | $56,025+24.3% | $145,897-52.3% |
| Participation rate | 60.0% | 63.2%-3.2pp | 52.5%+7.5pp | 80.3%-20.3pp |
| Annual return | 9.96% | 3017.03%-3007.1pp | 1712.69%-1702.7pp | 552.29%-542.3pp |
| Employer contribution / active EE | $675 | $1,383-51.2% | $1,042-35.2% | $4,663-85.5% |
| Participant deferral / active EE | $1,307 | $2,624-50.2% | $1,955-33.1% | $6,689-80.5% |
| Admin fee / account holder | $2,539 | $3,331-23.8% | $2,828-10.2% | $13,390-81.0% |