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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,632 | $106,267-26.9% | $96,520-19.6% | $139,456-44.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 3.63% | 38.45%-34.8pp | 35.72%-32.1pp | 373.45%-369.8pp |
| Employer contribution / active EE | $1,548 | $4,105-62.3% | $3,739-58.6% | $4,753-67.4% |
| Participant deferral / active EE | $13,917 | $5,454+155.1% | $4,879+185.3% | $6,711+107.4% |
| Admin fee / account holder | $8,736 | $7,882+10.8% | $6,733+29.7% | $11,407-23.4% |