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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,226 | $75,832-81.2% | $147,617-90.4% | $59,633-76.1% |
| Participation rate | 52.9% | 71.6%-18.6pp | 84.6%-31.7pp | 68.7%-15.7pp |
| Annual return | 4.18% | 0.37%+3.8pp | 61.98%-57.8pp | 2041.45%-2037.3pp |
| Employer contribution / active EE | $723 | $3,485-79.3% | $5,564-87.0% | $2,203-67.2% |
| Participant deferral / active EE | $1,977 | $3,131-36.9% | $4,895-59.6% | $3,192-38.1% |
| Admin fee / account holder | $458 | $5,986-92.4% | $11,612-96.1% | $4,297-89.3% |