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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,599 | $167,533-85.9% | $151,645-84.4% | $134,545-82.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -15.46% | 7.81%-23.3pp | 3.34%-18.8pp | 418.37%-433.8pp |
| Employer contribution / active EE | $3,189 | $6,828-53.3% | $6,165-48.3% | $4,742-32.7% |
| Participant deferral / active EE | $5,662 | $8,985-37.0% | $8,363-32.3% | $6,401-11.6% |
| Admin fee / account holder | $578 | $13,781-95.8% | $11,614-95.0% | $11,431-94.9% |