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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,328 | $184,000-87.9% | $162,185-86.2% | $152,909-85.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 18.79% | 150.80%-132.0pp | 115.61%-96.8pp | 345.46%-326.7pp |
| Employer contribution / active EE | $3,132 | $6,370-50.8% | $5,613-44.2% | $4,764-34.3% |
| Participant deferral / active EE | $3,795 | $8,033-52.8% | $7,297-48.0% | $5,851-35.1% |
| Admin fee / account holder | $11,732 | $13,124-10.6% | $10,844+8.2% | $11,601+1.1% |