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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,036 | $135,956+56.0% | $123,894+71.1% | $273,972-22.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 7.25% | 56.63%-49.4pp | 47.52%-40.3pp | 41.46%-34.2pp |
| Employer contribution / active EE | $13,188 | $5,170+155.1% | $4,617+185.6% | $4,869+170.9% |
| Participant deferral / active EE | $7,463 | $6,343+17.7% | $5,984+24.7% | $5,287+41.1% |
| Admin fee / account holder | $4,810 | $9,817-51.0% | $8,357-42.5% | $10,133-52.5% |