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| Provider | Service type | Compensation |
|---|---|---|
INGHAM & COMPANY6+ years Service code 13 · EIN 65-0170152 | Contract Administrator | $89,596 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,243 | $58,895+121.1% | $178,503-27.0% | $73,497+77.2% |
| Participation rate | 89.6% | 66.2%+23.4pp | 81.9%+7.7pp | 70.7%+18.9pp |
| Annual return | 15.52% | 24.86%-9.3pp | 151.12%-135.6pp | 28.51%-13.0pp |
| Employer contribution / active EE | $6,405 | $2,236+186.4% | $5,011+27.8% | $2,270+182.1% |
| Participant deferral / active EE | $5,440 | $2,567+111.9% | $5,202+4.6% | $3,740+45.5% |
| Admin fee / account holder | $425 | $400+6.2% | $13,987-97.0% | $513-17.1% |