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| Provider | Service type | Compensation |
|---|---|---|
INGHAM & COMPANY4+ years Service code 13 · EIN 65-0170152 | Contract Administrator | $90,442 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,651 | $47,977+93.1% | $154,108-39.9% | $56,289+64.6% |
| Participation rate | 90.9% | 66.2%+24.7pp | 83.0%+7.8pp | 69.9%+21.0pp |
| Annual return | -12.37% | 3.54%-15.9pp | 735.21%-747.6pp | -9.96%-2.4pp |
| Employer contribution / active EE | $5,355 | $2,169+146.9% | $5,298+1.1% | $2,111+153.6% |
| Participant deferral / active EE | $4,691 | $2,392+96.1% | $5,081-7.7% | $3,350+40.0% |
| Admin fee / account holder | $434 | $438-1.0% | $13,411-96.8% | $521-16.7% |