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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,018 | $175,231-81.2% | $149,696-77.9% | $139,466-76.3% |
| Participation rate | 40.0% | 83.4%-43.4pp | 78.8%-38.8pp | 80.3%-40.3pp |
| Annual return | 11.15% | 166.77%-155.6pp | 134.46%-123.3pp | 373.66%-362.5pp |
| Employer contribution / active EE | $1,163 | $5,478-78.8% | $4,821-75.9% | $4,754-75.5% |
| Participant deferral / active EE | $2,005 | $6,521-69.3% | $5,682-64.7% | $6,712-70.1% |
| Admin fee / account holder | $680 | $16,155-95.8% | $13,212-94.9% | $11,409-94.0% |