Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,230 | $51,620-4.6% | $90,304-45.5% | $65,185-24.5% |
| Participation rate | 9.6% | 68.6%-59.0pp | 73.3%-63.7pp | 70.2%-60.6pp |
| Annual return | 26.72% | 24.94%+1.8pp | 78.13%-51.4pp | 29.38%-2.7pp |
| Employer contribution / active EE | $230 | $2,235-89.7% | $2,855-91.9% | $2,177-89.4% |
| Participant deferral / active EE | $1,173 | $2,871-59.1% | $3,885-69.8% | $3,514-66.6% |
| Admin fee / account holder | $1,266 | $384+229.3% | $5,354-76.4% | $847+49.4% |