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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,251 | $76,634-9.6% | $56,054+23.5% | $145,978-52.6% |
| Participation rate | 17.6% | 63.2%-45.6pp | 52.5%-34.8pp | 80.3%-62.6pp |
| Annual return | 11.38% | 3004.33%-2992.9pp | 1705.95%-1694.6pp | 550.52%-539.1pp |
| Employer contribution / active EE | $201 | $1,380-85.4% | $1,039-80.6% | $4,662-95.7% |
| Participant deferral / active EE | $3,628 | $2,622+38.3% | $1,952+85.8% | $6,690-45.8% |
| Admin fee / account holder | $247 | $3,321-92.6% | $2,822-91.2% | $13,400-98.2% |