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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,165 | $148,629-12.4% | $135,982-4.3% | $139,487-6.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.35% | 79.33%-67.0pp | 68.32%-56.0pp | 373.84%-361.5pp |
| Employer contribution / active EE | $3,132 | $5,247-40.3% | $4,859-35.5% | $4,755-34.1% |
| Participant deferral / active EE | $7,312 | $8,102-9.8% | $7,760-5.8% | $6,713+8.9% |
| Admin fee / account holder | $1,690 | $12,406-86.4% | $10,767-84.3% | $11,407-85.2% |