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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,148 | $176,105-14.2% | $159,474-5.2% | $167,536-9.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.45% | 331.91%-317.5pp | 263.68%-249.2pp | 478.82%-464.4pp |
| Employer contribution / active EE | $10,721 | $5,299+102.3% | $4,831+121.9% | $4,839+121.6% |
| Participant deferral / active EE | $6,817 | $7,751-12.1% | $7,353-7.3% | $6,342+7.5% |
| Admin fee / account holder | $1,013 | $12,559-91.9% | $10,802-90.6% | $12,315-91.8% |