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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,978 | $68,394-9.4% | $94,672-34.5% | $75,177-17.6% |
| Participation rate | 60.3% | 76.1%-15.8pp | 80.8%-20.5pp | 67.2%-6.9pp |
| Annual return | 18.82% | 616.92%-598.1pp | 156.89%-138.1pp | 160.75%-141.9pp |
| Employer contribution / active EE | $2,007 | $2,701-25.7% | $3,673-45.4% | $2,671-24.9% |
| Participant deferral / active EE | $4,869 | $6,536-25.5% | $7,417-34.4% | $4,126+18.0% |
| Admin fee / account holder | $11,802 | $5,326+121.6% | $7,222+63.4% | $5,651+108.8% |