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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,421 | $77,157-24.3% | $108,405-46.1% | $85,851-32.0% |
| Participation rate | 62.4% | 74.7%-12.3pp | 80.1%-17.8pp | 69.3%-7.0pp |
| Annual return | 39.80% | 44.55%-4.8pp | 905.55%-865.7pp | 318.63%-278.8pp |
| Employer contribution / active EE | $1,696 | $2,379-28.7% | $3,559-52.4% | $2,565-33.9% |
| Participant deferral / active EE | $3,954 | $5,567-29.0% | $6,563-39.8% | $3,9520% |
| Admin fee / account holder | $2,070 | $5,174-60.0% | $7,297-71.6% | $6,261-66.9% |