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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,555 | $115,225+32.4% | $100,712+51.5% | $138,895+9.8% |
| Participation rate | 66.7% | 74.3%-7.7pp | 69.3%-2.6pp | 79.9%-13.3pp |
| Annual return | 21.04% | 40.35%-19.3pp | 33.27%-12.2pp | 145.39%-124.4pp |
| Employer contribution / active EE | $4,169 | $2,771+50.5% | $2,313+80.3% | $4,194-0.6% |
| Participant deferral / active EE | $9,054 | $4,699+92.7% | $4,085+121.6% | $6,396+41.5% |
| Admin fee / account holder | $777 | $10,844-92.8% | $9,256-91.6% | $12,562-93.8% |