Retirement plan

C-K ASSOCIATES, LLC 401(K) EMPLOYEE BENEFIT PLAN

Name: C-K ASSOCIATES, LLC - C-K ASSOCIATES, LLC 401(K) EMPLOYEE BENEFIT PLAN (2016) Form 5500
Creator: C-K ASSOCIATES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, C-K ASSOCIATES, LLC 401(K) EMPLOYEE BENEFIT PLAN, C-K ASSOCIATES, LLC

C-K ASSOCIATES, LLCEIN 41-2096955Plan #001PY 2016

17170 PERKINS RD - BATON ROUGE, LA 70810225-755-1000

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$8.6M

No prior year

Total participants

No prior year

Average account balance

$95,136

No prior year

Annual return

3.43%

No prior year

Benchmarks

See 24,581 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort24,581 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$17.84M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$167K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

107

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

124.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.27M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$15K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.93%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$41428

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
PETERS WEALTH ADVISORS LLC2+ years Filed as: PETERS WEALTH ADVISORS, LLC Service code 27 · EIN 90-0965466 5800 1 PERKINS PLACE DRIVE · BATON ROUGE, LA 70808	Advisory (Plan)	$42,226
TRANSAMERICA RETIREMENT SOLUTIONS2+ years Filed as: TRANSAMERICA RETIREMENT SOLUTIONS C Service code 15 · EIN 13-3689044 440 MARARONECK AVENUE · HARRISON, NY 10528	Recordkeeping	$23,189
THE HASLAUER GROUP, INC.2+ years Service code 15 · EIN 72-1487108 700 HICKORY AVENUE · HARAHAN, LA 70123	Recordkeeping	$4,839

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$68K

$940 / participant

Other / not subdivided$68K100.0%

% of EOY assets

0.791%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: TBD
Auditor EIN: 721329170
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$95,136

$76,551+24.3%

$123,894-23.2%

$62,881+51.3%

Participation rate

100.0%

73.0%+27.0pp

81.4%+18.6pp

69.3%+30.7pp

Annual return

3.43%

18.68%-15.2pp

47.52%-44.1pp

20.14%-16.7pp

Employer contribution / active EE

$4,606

$2,882+59.8%

$4,617-0.2%

$2,281+102.0%

Participant deferral / active EE

$8,462

$4,840+74.8%

$5,984+41.4%

$3,203+164.2%

Admin fee / account holder

$752

$4,826-84.4%

$8,357-91.0%

$4,296-82.5%

Provider

Service type

Compensation

PETERS WEALTH ADVISORS LLC2+ years

Filed as: PETERS WEALTH ADVISORS, LLC

Service code 27 · EIN 90-0965466

5800 1 PERKINS PLACE DRIVE · BATON ROUGE, LA 70808

Advisory (Plan)

$42,226

TRANSAMERICA RETIREMENT SOLUTIONS2+ years

Filed as: TRANSAMERICA RETIREMENT SOLUTIONS C

Service code 15 · EIN 13-3689044

440 MARARONECK AVENUE · HARRISON, NY 10528

Recordkeeping

$23,189

THE HASLAUER GROUP, INC.2+ years

Service code 15 · EIN 72-1487108

700 HICKORY AVENUE · HARAHAN, LA 70123

Recordkeeping

$4,839

C-K ASSOCIATES, LLC 401(K) EMPLOYEE BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

C-K ASSOCIATES, LLC 401(K) EMPLOYEE BENEFIT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion