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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,401 | $209,874-57.9% | $189,537-53.4% | $167,536-47.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | -15.92% | 748.61%-764.5pp | 555.34%-571.3pp | 478.82%-494.7pp |
| Employer contribution / active EE | $32,659 | $6,913+372.4% | $6,161+430.1% | $4,839+574.9% |
| Participant deferral / active EE | $6,356 | $8,934-28.9% | $8,220-22.7% | $6,342+0.2% |
| Admin fee / account holder | $50,950 | $14,299+256.3% | $12,048+322.9% | $12,315+313.7% |