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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,338 | $184,000-47.6% | $162,185-40.6% | $152,909-37.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 7.60% | 150.80%-143.2pp | 115.61%-108.0pp | 345.46%-337.9pp |
| Employer contribution / active EE | $25,343 | $6,370+297.8% | $5,613+351.5% | $4,764+432.0% |
| Participant deferral / active EE | $1,727 | $8,033-78.5% | $7,297-76.3% | $5,851-70.5% |
| Admin fee / account holder | $16,883 | $13,124+28.6% | $10,844+55.7% | $11,601+45.5% |