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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,060 | $134,817+72.9% | $123,973+88.0% | $155,188+50.2% |
| Participation rate | 87.5% | 79.4%+8.1pp | 76.7%+10.8pp | 80.8%+6.7pp |
| Annual return | 13.03% | 515.49%-502.5pp | 388.13%-375.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $9,483 | $4,425+114.3% | $4,126+129.9% | $4,248+123.2% |
| Participant deferral / active EE | $10,311 | $5,706+80.7% | $5,247+96.5% | $6,531+57.9% |
| Admin fee / account holder | $14,010 | $13,245+5.8% | $11,799+18.7% | $14,480-3.2% |