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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,438 | $115,814-19.3% | $101,275-7.7% | $158,982-41.2% |
| Participation rate | 88.9% | 79.4%+9.5pp | 75.8%+13.1pp | 82.0%+6.9pp |
| Annual return | 11.14% | 56.16%-45.0pp | 46.48%-35.3pp | 302.99%-291.8pp |
| Employer contribution / active EE | $7,955 | $4,176+90.5% | $3,660+117.4% | $4,763+67.0% |
| Participant deferral / active EE | $8,727 | $4,958+76.0% | $4,371+99.7% | $5,983+45.9% |
| Admin fee / account holder | $1,706 | $7,249-76.5% | $5,948-71.3% | $11,252-84.8% |