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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,060 | $171,492+35.9% | $150,734+54.6% | $198,609+17.3% |
| Participation rate | 87.5% | 81.4%+6.1pp | 78.4%+9.1pp | 82.4%+5.1pp |
| Annual return | 13.03% | 804.70%-791.7pp | 600.81%-587.8pp | 202.70%-189.7pp |
| Employer contribution / active EE | $9,483 | $5,470+73.4% | $4,918+92.8% | $5,055+87.6% |
| Participant deferral / active EE | $10,311 | $6,259+64.7% | $5,610+83.8% | $6,977+47.8% |
| Admin fee / account holder | $14,010 | $17,628-20.5% | $14,905-6.0% | $19,030-26.4% |