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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,060 | $129,737+79.6% | $119,126+95.6% | $154,746+50.6% |
| Participation rate | 87.5% | 78.9%+8.6pp | 75.8%+11.7pp | 80.7%+6.8pp |
| Annual return | 13.03% | 379.08%-366.1pp | 282.11%-269.1pp | 172.34%-159.3pp |
| Employer contribution / active EE | $9,483 | $4,375+116.8% | $4,034+135.1% | $4,379+116.6% |
| Participant deferral / active EE | $10,311 | $5,842+76.5% | $5,318+93.9% | $6,730+53.2% |
| Admin fee / account holder | $14,010 | $11,961+17.1% | $10,693+31.0% | $14,365-2.5% |